AVP Commercial Delivery Credit Manager

Thank you for your interest in a career with Centra. A career at Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members’ financial lives and our communities. Centra was established in 1940 and is headquartered in Columbus, Indiana.

Centra is ranked among the top five largest credit unions in Indiana and among the most financially sound institutions in the United States. Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC. Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family. Credit Unions are Not for Profit, Not for Charity, But for Service. If these are the things that matter to you then please read on, we look forward to hearing from you. 

Centra Credit Union has an exciting opportunity for an AVP Commercial Delivery Credit Manager in Columbus, Indiana.

The AVP Commercial Delivery Credit Manager manages credit analysis, credit memo preparation, portfolio administration, reporting, and member-facing activities conducted by Credit Analysts and Portfolio Managers, while collaborating with Operations and Sales Team Members in the production of the same.

At Centra, we approach compensation with care and integrity, ensuring our pay practices reflect local markets while honoring our commitment to our Team Members.

Compensation is just one part of our total rewards approach.

Eligible positions also offer a comprehensive benefits package designed to support you and your family.

Spanish/English interpreters may be eligible for an interpreting differential.

ESSENTIAL FUNCTIONS: This position may be required to perform additional duties as requested.

Reasonable accommodations may be made to enable individuals with disabilities to perform. 


* Manages the Credit related functions of the Credit Delivery line of business.

Coaches, trains, and mentors Credit Analysts and Portfolio Managers, and their workflow.

Collaborates with Sales and Operations Team Members and their respective functions.


* Ensures timely and accurate statement spreading, cash flow analysis, credit analysis, credit memo commentary and preparation, collateral analysis, and underwriting of Commercial, Business Banking, Special Purpose Credit Program, and SBA lending.

Conducts industry, competition, market, and borrower research and analysis.


* Responsible for credit quality outcomes, including delinquency, charge-off, loan workout, and recovery.

Oversees the preparation of Annual Reviews, collection of Financial Reporting Requirements, and Covenant Testing, and their reporting.

Approves loan requests, ACH and RDC requests, Annual Reviews, Covenant Waivers, Modifications, and Maturity Extensions, within approved limits.

Conducts Portfoli...