Risk Management - Leveraged Finance Credit Risk Associate

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

As a Credit Risk Associate in the Risk Management and Compliance team, you will be at the center of keeping JPMorgan Chase strong and resilient.

You will help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

You will play a part in leading the credit origination and portfolio management of non-investment grade / leveraged companies covered by the Diversified Industries team.

You will lead the structuring and underwriting of new lending activities, analyze and approve other credit requests, facilitate regulatory monitoring, and perform on-going portfolio monitoring.

In each capacity, you will work in partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets, and many other product partners to meet the needs of clients.

You will develop a broad and deep understanding of the business, financial, competitive, and industry risks faced by clients in the assigned portfolio.

You will work closely with the team's Credit Executive and Analysts and Associates on the team.

You will also be expected to play an important role in mentoring and developing team Analysts to enhance the performance of the broader team.

Job Responsibilities


* Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors


* Lead and/or participate in client due diligence by way of attending client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment


* Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followed


* Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval


* Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations


* Prepare and present quarterly financial snapshot of the Diversified Indus...