Risk Management - Middle Market Non-Profit Credit Risk Underwriter, Vice President

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President within the Middle Market Banking & Specialized Industries (MMBSI) Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to tax-exempt financing.

Credit executions range from bilateral structures to the syndicated finance bank market.

You will have the ability to develop a broad and deep understanding of the business, financial and industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation.

Job responsibilities:


* Utilize excellent credit analysis and financial modeling skills to underwrite and structure new transactions and work independently on the assigned credit portfolio.

Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.


* Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.


* Lead complex transactions including negotiations and legal documentation for bilateral and syndicated finance structures.


* Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.


* Act with a sense of urgency and execution to meet both internal and client deadlines.


* Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the "go-to" person for credit by both internal partners and clients.


* Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.


* Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Required qualifications, skills and capabilities


* BA/BS/BBA degree is required


* Minimum of 5 years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience
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