Mortgage Compliance Manager - Remote

Under the general supervision of the Vice President Mortgage Lending Operations, Underwriting and Servicing, the Mortgage Compliance Manager guides and directs the staff and operations in the functional areas of Mortgage Compliance, Quality Assurance/Quality Control, Post Closing and Vendor Management.  The role ensures that the fulfillment of the mortgage loans are done in a compliant manner and consistent with the policy and standards of the Credit Union, legal and regulatory requirements.

Responsibilities: 


* Mortgage Compliance - Serve as the subject matter expert in applicable legal and regulatory compliance, including but not limited to USA Patriot Act, GLBA, Reg B, Reg C, Reg Z, FCRA, for the Mortgage Division (Sales, Operations, & Secondary) providing analysis, interpretation, clarification guidance and recommendations and acts as the primary liaison with the Credit Union’s compliance department.

 The manager is the responsible party for ensuring mortgage loans are fulfilled in a compliant manner consistent with all relevant legal and regulatory requirements as well as Credit Union policy and procedures.

Responsible for the administration of HMDA, and submission of the quarterly and annual LAR.

 Additionally, the manager will coordinate the Mortgage Division’s response to audit requests and remediation of any subsequent audit findings.

 Responds to the business and/or regulatory environment by proactively recommending changes to controls, reporting, and monitoring.

 Collaborate\partner with all Mortgage Lending business functions to integrate compliance risk requirements into their processes and policies.


* Quality Assurance/Quality Control - Responsible for managing all Quality Assurance/Quality Control activities (pre and post-closing) for the Mortgage Division by acting as the primary liaison with Corporate Compliance.  The activities include reviewing QA/QC findings and implementing the appropriate remediation if deficiencies are identified. 


* Post Closing – Manage the Post Closing function that includes the trailing document retrieval, shipping, insuring and MERS administration of closed mortgage loans.  In addition, the Post Closing function is responsible for administering disbursements associated with escrow holdbacks and AHFC Renovation Loans.


* Vendor Management – Manage the relationships of existing service providers or assist in the acquisition of new providers that provide real estate services to Mortgage Operations.  Responsibilities include monitoring of service levels, act as the point of escalation for service issues, administering user access to service providers, and reconciliation of invoices.


* Administer Credit Union human resource policies in a consistent manner throughout the department.  Supervise, coach, mentor, and motivate staff through one on one meetings, performance management, disciplinary action, development and delegation.

Assist VP by participating in the ...