Senior Compliance Analyst

About HMA HMA Mortgage is a retail independent mortgage bank licensed in 35 jurisdictions.

Our Compliance team protects the company from regulatory, financial, and reputational loss while keeping originations moving.

As a Senior Compliance Analyst, you will independently own critical regulatory reporting, serve as a go-to resource for the business on day-to-day compliance questions, and help us stay exam-ready.

You will work directly with senior leadership and have real influence on how our compliance program grows.

What You'll Do Regulatory Reporting • Serve as the owner of the company's regulatory reporting -- HMDA (LAR), the quarterly Mortgage Call Report, and NMLS state reporting -- accountable for accuracy, the submission calendar, and the supporting documentation, running the reporting cycle independently with the SVP as oversight.

• Own HMDA data integrity end to end: scrub, validate, correct, and submit the annual LAR, and perform ongoing quarterly checks.

• Prepare and submit the quarterly Mortgage Call Report (MCR) and state-level reporting through NMLS, with accurate reconciliation to financial and loan data.

• Prepare and file annual state mortgage reports, as applicable by jurisdiction, including state-specific annual filings submitted through NMLS or directly to the state regulator, and track each state's requirements and due dates.

Compliance Advisory and Monitoring • Serve as the first point of contact for business-line questions on TRID, RESPA, TILA, ECOA/Reg B, GLBA, and UDAAP, escalating complex or high-risk issues to the SVP.

• Review marketing, advertising, and social media content for compliance before use.

• Conduct risk-based transactional testing and monitoring, document findings, and track remediation to closure.

• Perform root cause analysis on errors and recommend control improvements.

Licensing and Third-Party Oversight • Own the third-party risk program end to end -- maintain the vendor inventory and risk tiering, collect and review due diligence materials (financials, SOC reports, insurance, licensing, information security questionnaires , track remediation and periodic reviews through the vendor inventory, and escalating high-risk issues to the SVP.

• Support company and individual licensing: applications, renewals, amendments, and multi-state requirements.

• Monitor Marketing Services Agreements (MSAs) and similar referral arrangements for RESPA Section 8 compliance, including fair-market-value support, payment review, and periodic testing.

Audits and Examinations • Coordinate regulator, investor, and internal audit requests: gather loan files and data, prepare responses, and track findings.

• Help draft exam responses and corrective action plans.

Compliance Program Support • Monitor regulatory changes and flag business impact.

• Help maintain policies, procedures, and training content.

• Produce clear, concise reporting for leadership.

• Coordinate and oversee the work of thir...