Credit Review Officer - Vice President

Join our Wholesale Credit Review team and help shape the integrity of our credit risk management process.

You'll collaborate with talented colleagues, engage with global clients, and make a meaningful impact on the firm's risk culture.

As a Credit Review Officer - Vice President in Wholesale Credit Review (WSCR), you independently assess credit risk ratings and the effectiveness of credit management for JPMorganChase's Commercial & Investment Bank clients.

You will validate risk ratings, ensure compliance with internal policies and banking regulations, and contribute to a culture of sound risk management.

Your work supports the firm's commitment to prudent credit practices and regulatory excellence.

Job Responsibilities


* Conduct periodic reviews of wholesale credit portfolios, analyzing client files and documenting findings in the workpaper database


* Develop independent assessments of risk ratings and identify potential risk or control concerns for reviewed clients


* Monitor assigned portfolios, recording observations in monitoring journals and maintaining regular contact with credit executives and bankers


* Participate in portfolio review and problem credit meetings, providing insights and recommendations


* Serve as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examiners


* Partner with credit risk management to communicate potential risks or control concerns identified during reviews


* Stay informed of regulatory developments and interpret their impact on WSCR portfolios


* Collaborate with internal stakeholders to support ongoing credit management and policy adherence


* Prepare concise, thorough written analyses subject to internal and external review

Required Qualifications, Capabilities, and Skills


* Minimum 7 years of credit experience analyzing high net worth clients and corporations in roles such as credit/loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision


* Strong analytical and report writing skills


* Effective verbal communication with peers, stakeholders, and bank examiners


* Demonstrated planning, project leadership, and teamwork abilities


* Proficiency in Microsoft Office applications


* Bachelor's degree or equivalent required

Preferred Qualifications, Capabilities, and Skills


* Graduate degree in a relevant field


* Experience with derivative and traditional loan products used by wholesale clients


* Familiarity with regulatory agencies such as OCC, FRB, or RBI


* Ability to interpret and apply regulatory developments to credit portfolios


* Experience working with global client portfolios


* Strong relationship management skills with internal and external stakeholders


* Knowledge of credit risk metrics and exposure measurement

JPMorganChase, one ...