Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm.

You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations.

You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification.

You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

Job Responsibilities


* Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view


* Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy


* Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views


* Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment


* Prepare, review, and present credit approval materials in line with credit risk policies and standards


* Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile


* Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client


* Identify emerging deterioration early and drive proactive risk management actions for problem situations


* Produce periodic portfolio summaries and annual review materials for senior management


* Support development of junior talent through coaching, training, and feedback


* Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

Required Qualifications, Capabilities, and Skills


* Bachelor's degree


* 7 years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage


* Strong understanding of financial products, corporate finance, financial modeling, and market dynamics


* Advanced knowledge of financial statements and accounting principles


* Experience preparing credit approval materials and applying credit risk policies and controls


* Experience reviewing and negotiating documentation related to credit agreements


* Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation


* Strong analytical skills with the ability to form sound, well-supported credit judgments


* Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

Preferred Qualifications, Capabilities, and Skills


* Master of Business Administr...