Director Consumer Loan Underwriting

Thank you for your interest in a career with Centra.

A career at Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members’ financial lives and our communities.

Centra was established in 1940 and is headquartered in Columbus, Indiana.

Centra is ranked among the largest credit unions in Indiana and among the most financially sound institutions in the United States.

Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC.

Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family.

Credit Unions are Not for Profit, Not for Charity, But for Service.

If these are the things that matter to you then please read on, we look forward to hearing from you.  

Centra Credit Union has an exciting opportunity for a Director Consumer Loan Underwriting position in Columbus, Indiana.

The Director Consumer Loan Underwriting will supervise the Consumer Loan Underwriting Team while providing quality, consistent and timely underwriting and decisioning of Consumer and Indirect loans in compliance with Centra’s policies and procedures and credit union regulations.

Maintain proactive communication and collaboration with Retail Lending, Dealer Partners, and other Lines of Business.

Develop and recommend strategic direction for the consumer loan underwriting department, focusing on optimizing underwriting processes for credit quality, efficiency, and profitability.

Reviews and recommends automated underwriting decision criteria and policies to help achieve budgeted loan growth and compliance with all loan regulations.

Collaborates with external partners and vendors to identify strategic opportunities and solutions that drive strategic growth and operational excellence. 

At Centra, we approach compensation with care and integrity, ensuring our pay practices reflect local markets while honoring our commitment to our Team Members.

Compensation is just one part of our total rewards approach.

Eligible positions also offer a comprehensive benefits package designed to support you and your family. 

Spanish/English interpreters may be eligible for an interpreting differential. 

Essential Functions: This position may be required to perform additional duties as requested.

Reasonable accommodations may be made to enable individuals with disabilities to perform.



* Manages and supervises the Consumer Underwriting Team while providing timely, quality, and consistent underwriting and decisioning of Consumer and Indirect loans.


* Assist in maintaining credit quality targets through proper underwriting controls adhering to lending policies and procedure while maintaining the credit union’s Board-approved Credit Risk Appetite.


* R...