Mortgage Banker

At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back.

This is an environment where you will be rewarded, valued, and celebrated for your hard work.

We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities.

We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions.

Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities.

The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace.

We believe in investing in our employees, their families and our communities.

Job Description:

Location: Sioux Falls, SD
Shift: M-F 8am - 5pm
Job Schedule: Full-Time
Company: First PREMIER Bank

About the Role
To solicit and originate mortgage loans saleable to the secondary market.  Additional responsibilities include cross-selling mortgage loan customers with other bank products and services.

Job Duties and Responsibilities 


* Originate secondary market real estate loans.


* Process applications as needed.


* Assist with all areas of mortgage process from application through closing as needed.


* Schedule appointments.


* Interview applicants.


* Determine eligibility and appropriate loan programs.


* Complete applications.


* Schedule closings.


* Cross-sell other Bank products and services.


* Read updates and guidelines changes for FHA, VA, SDHDA and Conventional loan products and regulatory issues.


* Keep abreast of secondary market enhancements and industry changes.


* Assist Mortgage Associates with issues and questions regarding loan files, closings and documentation.


* Review files for timely service and closings.


* Solicit business from realtors, personal bankers and Bank customer base.


* Build relationships with realtors.


* Turn rate calls into sales calls.


* Build awareness of mortgage loan products and rates within and outside the Bank.


* Participates in community civic and social organizations.


* Receive sales leads and contact potential customers.


* Outside sales meetings consisting of 30 to 40% of time from the office to gather or present customer material as follows:
+ Attend community functions to establish client calls.
+ Collect financial data from customers.
+ Identify loan products matching customer’s needs.
+ Explains terms available to customers.
+ Compile and present documentation to customers.
+ ...