2026 Applied AI/ML Associate Program - Internship

Commercial & Investment Bank, J.P.

Morgan Payments enables organizations of all sizes to execute transactions efficiently and securely, transforming the movement of information, money and assets.

We tackle complex challenges at every stage of the payment lifecycle and our industry-leading solutions facilitate seamless transactions across borders, industries and platforms.

Operating in over 160 countries and handling more than 120 currencies, we are the largest processor of USD payments, with a daily transaction volume of $10 trillion.

As an Summer Associate in the Payments team, you will use your expertise in NLP and large language models to develop business-centric products that enhance investment processes, improve client experiences, and streamline operations.

You will work closely with investors and portfolio managers to extract vital insights from financial reports, analyst notes, and client communications, empowering data-driven decision making and process automation.

Job Responsibilities


* Apply AI/ML education to solve real-world problems in the Payments space, focusing on Trust & Safety challenges.


* Collaborate actively with Product, Technology, and cross-functional teams to deeply understand complex business issues and develop data-driven solutions in key payments areas.


* Design, develop, and deploy machine learning and AI models that align with business objectives, ensuring solutions are scalable, efficient, and meet defined success metrics.


* Work closely with Risk and Compliance teams to document models, monitor performance, and ensure regulatory compliance is maintained.


* Translate model results into meaningful business impact metrics and effectively communicate technical concepts to senior management and stakeholders.

Required qualifications, capabilities, and skills


* Currently enrolled in a Master's or PhD program in a quantitative discipline (e.g., Computer Science, Computer Engineering).


* Deep understanding of statistics, optimization, and machine learning theory, with emphasis on NLP, RL, and/or Computer Vision algorithms.


* Proficiency in programming languages such as Python and familiarity with machine learning libraries and frameworks.


* Excellent communication skills to convey complex technical concepts and build trust with stakeholders.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.

Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.

Those in eligible roles may receive commission-ba...