Risk Management Specialist

As a full-time employee of United Bank, you would join an outstanding, supportive culture of employees.

You would also gain several attractive benefits, including the following:


* Paid vacation and Sick (ESTA) days;


* Health, dental, vision, and life insurance;


* Long and short-term disability;


* 401(k) retirement plan with company match;


* Education reimbursement;


* Wellness opportunities;


* Training and development opportunities;


* Pay for performance;


* Promote from within philosophy;


* Bank products and services;


* Inclusive employer that celebrates and encourages the uniqueness of each person;


* Veteran-friendly employer.

We have an excellent opportunity for a full-time Risk Management Specialist for United Bank of Michigan. United Bank is searching for driven individuals who are focused on building relationships with our customers by meeting their financial objectives.

Whether you have several years of experience or are new to the banking industry, we would love to help you achieve your personal and professional goals.

The Risk Management Specialist plays a critical role in supporting the Chief Operating Officer by executing a wide range of operational, credit risk management, compliance, and security-related functions.

This position ensures the integrity of documentation, supports legal and regulatory processes, and contributes to the overall risk management framework of the bank.

Essential duties and responsibilities:

Performs a variety of semi-complex duties to support Risk Management Functions including; documentation retention, legal and compliance support, credit administration, security facility management, risk management operations support, and investigations and reporting.

The Risk Management Specialist will be responsible for administering the bank’s documentation retention program, including both physical and electronic records.

Ensure the proper storage, cataloging, and retrieval of documents in compliance with internal policies and legal standards.

Manage external legal requests such as subpoenas, interrogatories, and search warrants.

Process garnishments, levies, liens, and counterfeit cash in accordance with legal and regulatory requirements.

Help to administer the collateral evaluation, credit risk reporting, and loan review processes and report findings to the Risk Officer and lending personnel to ensure compliance with internal credit administration standards.

Administer facility key and security card programs.

Support the BSA/Security Officer in coordinating vendor maintenance for branch and corporate security systems.

Participates in the bank’s Robbery Team and 911 Support Team.

Provides operational support across BSA, Vendor Management, Security, and Compliance functions.

Assists with onboarding processes for new employees and responds to branch inquiries related to risk and security.

Conducts investigations related to lending and suspicious activity.

Assists in preparing departmental reports and documentation.

Undertakes special projects and assignments as directed.

This position requires:


* Strong organizational and analytical skills;


* Ability to work independently and collaboratively in a fast-paced environment;


* High level of discretion in handling sensitive and confidential information;


* Familiarity with legal and regulatory compliance processes;


* Proficiency in Microsoft Office Suite


* Experience in banking operations, risk management, or security preferred;


* Utilizing hands & arms;


* Ability to talk & hear.


* United Bank of Michigan is proud to be an Equal Opportunity and...