Pharmacy Underwriting Development Program (PUDP) - July 2025

Are you looking for a career that will directly impact business outcomes and earning results?

If you're looking to add value, make an impact, and use strong analytical and math skills in a fast-paced environment, starting your career within Evernorth's PBM Finance Underwriting team at The Cigna Group will allow you to do all this and more.

As part of our Underwriting team, you will directly impact our business on a daily basis , protecting The Cigna Group' s sound financial position which enables us to meet our financial commitments to our customers.

The Risk & Underwriting Senior Analyst role will be responsible for all underwriting activities in supporting Sales and Account Management (SAM) for renewing and new sales clients.The Risk & Underwriting Senior Analyst will develop client-specific pricing strategies with competitive offers in the marketplace for all requests.

These requests may include Request for Proposals (RFPs), Direct Renewals and Market Checks.The associate will also provide underwriting support for all ad hoc analyses ( i.e.

evaluating a change in formulary request, evaluating a change in retail network or retail arrangement requests, evaluating a change in specialty arrangement request, etc.) with a potential financial impact .

Our training program will allow you to gain in-depth knowledge of the Pharmacy Benefits Management (PBM) Industry and our specific underwriting methods.

What you'll do:



* Provide underwriting support to Sales and Account Management (SAM) for renewing and new sales clients by developing client-specific pricing strategies with competitive offers in the marketplace for Request for Proposals (RFP), Direct Renewal and Market Checks.


* Provide underwriting support to SAM for all ad hoc analyses which have a potential financial impact .


* Provide support related to contracting process and install process for renewing and new sales clients.


* Work collaboratively with internal partners to ensure we are proposing financial offers in alignment with Pricing Guidelines.


* Ensure consistent approach to market and Benefit Advisors


* Support Strat Plan, Budget, and Forecast development of Rate Relief, Pass-Through Shortfall, and Gross Margin

Qualifications:



* Bachelor's degree required .

Preference for the following major and/or minors are preferred: Risk Management, Economics, Statistics, Mathematics, or Finance


* Preferred GPA of 3.0 or higher


* 0-3 y ears of relevant work experience


* Relevant internship in related field preferred (Risk Management, Economics, or Finance or similar)


* Ability to make good and timely decisions by interpreting and applying understanding of key financial indicators


* Excellent verbal and written communication skills


* Ability to learn through experimentation when tackling new problems


* Ability to juggle various priorities and workplace demands


* Ability to build partnerships and work collaboratively wi...