Mortgage Loan Officer - Spanish Speaking Strongly Preferred

As The Artisans of Banking, we strive to be B.R.A.V.E.

(Build Relationships & Add Value Everyday).

We recognize that in order to meet the needs of our communities, we must represent our communities.

Our success relies on creating a culture where we have diverse perspectives and a true sense of belonging.

This is a journey, and we pledge to do more than simply check the box.

When you join our Premier Members team, your benefits will include:


* Comprehensive medical insurance plan that has HRA, HSA, and FSA options


* Dental and vision insurance


* Generous paid-time-off


* 11 paid holidays


* Annual bonus (based off of annual results/scorecard each year)


* 401(k) plan with a 5% match


* Wellness program


* Tuition assistance


* 1% employee loan discount


* Employee Assistance Program (EAP)


* Life and disability coverage

What sets working for Premier Members apart?


* Career development and pathing opportunities to move into leadership roles or other lines of business within PMCU such as Commercial Lending, Finance, Marketing, Underwriting, Member Solutions, Training, Human Resources, and more.


* Supportive and engaging work environment.


* A wellness and sustainable work culture that puts family, Mother Nature, our community, and your health first.


* A work environment that encourages personal as much as professional growth, teamwork to make the dream work, and treating everyone equally.

Hours: Monday - Friday 8:30am - 5:00pm with occasional weekends.

(Multiple locations across all branches)

This position comes with base salary $15.00 (plus commission, full benefits, cell phone reimbursement and a marketing budget!) 

POSITION SUMMARY: 

Originates mortgage loans.  Develops referral relationships with realtors, builders, bankers, and other sources to proactively solicit business and conduct sales-related activities to meet specific loan volume origination goals. Takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing.

This position contributes to a positive relationship between the community, member, and the credit union. 

 

ESSENTIAL FUNCTIONS:


* Provides excellent service to both new and established members


* Originates loans and assists members with the loan application including explanation of first mortgage process and products while assuring compliance with PMCU, state, federal, investor and TRID standards


* Completes loan app, input fees, and generates loan disclosures in accordance with TRID guidelines


* Collect and analyze prospective clients, credit, liabilities, income, and assets to determine credit worthiness


* Order and understand residential appraisal reports


* Price and lock loans


* Complete HMDA on adverse loans


* Understand and manage mortgage loan deadlines to ensure purchase contract compliance and closing dates


* Submit complete file to processing wit...