Fraud & Financial Crimes Manager

At VCCU, we are proud of the work we do to improve the financial well-being of our members and our community.

If you seek meaningful work building stronger financial futures and aspire to create a positive difference in your community, wed love to hear from you! About The Role The Fraud & Financial Crimes Manager is responsible for administering and continuously enhancing Ventura County Credit Union's Fraud Risk Management and Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance Programs.

Serving as VCCU's designated BSA Officer, this position oversees fraud prevention, detection, investigations, suspicious activity monitoring, regulatory reporting, and compliance with applicable BSA/AML and Office of Foreign Assets Control (OFAC) requirements.

Working collaboratively with business units and other stakeholders, the Manager provides operational leadership, evaluates financial crimes risks, strengthens internal controls, and ensures program activities remain consistent with VCCU's risk appetite, policies, regulatory requirements, and business objectives.

This is a key member of the Enterprise Risk team and requires onsite work at VCCUs Ventura Headquarters.

What Youll Do Fraud & Financial Crimes Management: Administer and continuously enhance VCCU's Fraud Risk Management and Financial Crimes Compliance Programs, including policies, procedures, investigative protocols, internal controls, and monitoring activities.

Oversee fraud prevention, detection, investigations, and risk mitigation across applicable products, services, and delivery channels.BSA Officer & Regulatory Compliance: Serve as VCCU's formally designated BSA Officer, responsible for coordinating and monitoring day-to-day BSA/AML compliance.

Oversee program administration, regulatory requirements, internal controls, recordkeeping, training, and coordination of independent testing.

Escalate material compliance concerns to senior management and the Board, as appropriate.Fraud Investigations & Case Management: Direct and oversee investigations involving identity theft, account takeover, check fraud, payment fraud, loan fraud, internal fraud, financial exploitation, and other financial crimes.

Oversee investigative documentation, evidence preservation, case management, loss mitigation, recovery coordination, and appropriate escalation.

Coordinate with other departments and law enforcement as necessary.Suspicious Activity Monitoring & Regulatory Reporting: Oversee suspicious activity monitoring, investigations, and regulatory reporting, including timely and accurate Suspicious Activity Reports (SARs), Currency Transaction Reports (CTRs), and applicable recordkeeping.

Maintain appropriate confidentiality and supporting documentation.BSA/AML, Fraud Risk Assessments & Due Diligence: Develop and maintain VCCU's BSA/AML and fraud risk assessments, evaluating risks associated with members, products, services, transactions, and delivery channels.

Oversee applicable Customer Identification P...