Lead Credit Officer - Environmental Risk - Vice President

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Environmental Risk Vice President in Environmental Risk Management, you provide expert environmental risk review and guidance for commercial real estate secured lending and related portfolios.

You work with us to apply the Environmental Risk Management Guideline and line-of-business procedures in day-to-day execution, helping ensure consistent, well-documented decisions.

You translate environmental due diligence findings into clear written and verbal recommendations that support timely credit decisions and risk mitigation.

You help us continuously improve processes, documentation, and quality through peer review and operational enhancements.

You may also lead day-to-day workflow and provide guidance to colleagues, supporting our shared culture of accountability and development.

Job Responsibilities


* Review environmental records and due diligence reports for commercial real estate secured loan transactions and prepare recommendation memoranda


* Procure environmental due diligence and remediation reports from qualified consultants in accordance with bank guidelines


* Analyze collateral assets across lending, portfolio management, and real estate owned acquisition and disposition activities


* Evaluate Phase I Environmental Site Assessments and additional investigations for defaulted commercial real estate loans


* Coordinate consultant requests for proposals, scope definition, selection, monitoring, and work-product review


* Advise bankers, underwriters, and management on findings, next steps, further investigation needs, and risk avoidance or mitigation options


* Review complex property situations, including contaminated properties undergoing or requiring remediation


* Critically review scopes of work for Phase II subsurface investigations and remedial action plans


* Perform peer review of colleagues' memoranda in alignment with the peer review matrix


* Develop and standardize tools and documentation such as inspection checklists, questionnaires, and request templates


* Lead and execute special projects, including acquisition-related exposure analysis and audit response support

Required qualifications, capabilities, and skills


* Bachelor's degree (or equivalent education) in environmental sciences or a related field


* At least 8+ years of experience administering environmental investigations, environmental risk management, or loss prevention programs supporting commercial...