Commercial Card & Prepaid Card Fraud Strategy Associate

Join our Commercial Card & Prepaid Card Fraud Strategy Team, where you will help develop and optimize fraud strategies that protect the firm and our clients while supporting an exceptional client experience.

As a Commercial Card & Prepaid Card Fraud Strategy Associate, you will analyze complex data, identify emerging fraud trends, and develop fraud detection strategies across the Commercial Card and Prepaid Card portfolios.

You will use data and business insights to balance fraud prevention, client experience, and operational efficiency.

You will partner cross-functionally to implement and enhance fraud prevention strategies and capabilities.

You will also translate fraud trends and performance into clear, actionable insights and recommendations for internal stakeholders and external clients.

This role is ideal for an analytical problem solver who is intellectually curious, comfortable working with data, and able to communicate complex findings clearly in a fast-paced, collaborative environment.

Job Responsibilities


* Analyze large and complex data sets to identify emerging fraud trends, underlying risk dynamics, performance gaps, and opportunities to strengthen fraud prevention; translate findings into client- and stakeholder-ready insights and recommendations.


* Develop, optimize, and monitor fraud detection strategies, including rules, thresholds, policies, and operational flows, to mitigate fraud risk while balancing client experience and operational efficiency.


* Evaluate strategy, rule, and control effectiveness using key fraud and operational performance metrics; translate findings into actionable recommendations.


* Identify key risk indicators and performance metrics, enhance reporting and analytics, and explore new data and analytical approaches to improve fraud detection.


* Develop and present fraud performance insights, emerging trends, control effectiveness, and actionable recommendations to internal stakeholders and external clients, translating complex analytics into clear business narratives tailored to the audience.


* Collaborate with cross functional partners to design, implement, test, and enhance fraud prevention capabilities and monitoring coverage.


* Support end-to-end strategy implementation, including business requirements, testing, release readiness, performance monitoring, and post-implementation validation.


* Conduct root-cause and performance analysis to identify opportunities for process optimization, control enhancements, automation, and improved client outcomes.


* Support the development and enhancement of fraud pattern, anomaly detection, and transaction behavior analytics capabilities.


* Document business requirements, processes, data flows, issues, risks, and control gaps; partner with stakeholders to develop and implement appropriate solutions.


* Develop user acceptance testing plans and test cases, coordinate and execute testing, and assess and communi...