Vice President - Card Acquisition Credit Strategy

Start your next chapter shaping how customers qualify for credit-where your judgment, analytics, and influence drive responsible growth at scale.

As a Vice President, Card Acquisition Credit Strategy Lead in the Card Credit Decisioning team, you will lead pre-qualification channel strategy, balancing growth, profitability, and prudent risk management.

You will partner across product, finance, legal, and risk partners to strengthen underwriting, monitoring, and controls.

You will set a clear operating rhythm and performance view that supports sustainable outcomes.
Job responsibilities


* Define and execute pre-qualification credit risk strategies to achieve growth and credit performance goals


* Partner with product and finance stakeholders to assess new credit opportunities and build actionable execution plans


* Establish review routines and governance to validate strategy assumptions and ensure disciplined execution


* Collaborate with modeling partners to shape credit model inputs, testing approaches, and roadmap priorities


* Develop performance metrics and monitoring dashboards; lead senior leadership readouts and recommendations


* Help shape credit policies, underwriting standards, and risk management frameworks for acquisitions


* Ensure adherence to applicable banking regulations, internal controls, and policy requirements


* Coordinate across stakeholders (risk, underwriting, legal, finance, and operations) to balance growth with risk outcomes


* Provide approvals or recommendations for complex acquisitions-related credit decisions and exceptions

Required qualifications, capabilities, and skills


* Bachelor's degree in finance, business, or a related field


* 5 years of experience in consumer lending, originations, retail credit, or credit risk strategy at a large financial services firm


* Demonstrated ability to evaluate, monitor, and manage credit risk in a regulated environment


* Working knowledge of banking regulations and control expectations relevant to credit underwriting and originations


* Strong analytical and financial acumen, with the ability to translate data into clear decisions and actions


* Proven ability to influence outcomes through cross-functional partnership and stakeholder management


* Strong executive communication skills, including creating clear, concise presentations and briefings


* Demonstrated strategic thinking and execution, including identifying opportunities to improve processes and performance


* Experience leading or supporting complex initiatives from design through implementation and performance tracking

Preferred qualifications, capabilities, and skills


* Experience building or managing pre-qualification, underwriting, or acquisition strategies for unsecured consumer credit


* Experience partnering with credit modeling teams on model development, inputs, validation, or performance monitoring


* Proficiency...