Financial Analysis - Business Banking Lending Finance - Vice President

Job Summary

Turn complex lending performance and pricing questions into clear insights that influence real decisions.

In this role, your analysis will directly shape small business lending strategy and outcomes.

You'll work across Product, Risk, Credit Decisioning, Legal, and Compliance to deliver well-governed pricing recommendations.

If you enjoy ambiguity and building scalable ways of working, you'll have meaningful impact and visibility.
Job summary
As a Vice President in Business Banking Lending Finance, you will support pricing analysis, forecasting, and management reporting across the wholesale lending portfolio.

You will translate business cases into financial performance analysis and deliver actionable insights that help leaders make informed decisions.

You will partner closely across functions to interpret results, guide key decisions, and support initiatives from concept through implementation and ongoing monitoring.

You will also help improve the efficiency and scalability of management reporting while maintaining strong governance and controls.
Job responsibilities


* Partner with Product, Credit Decisioning, and Risk leaders to shape lending pricing strategy from concept through implementation and ongoing performance monitoring.


* Develop and maintain financial analysis models and tools in partnership with modeling teams, ensuring strong controls, clear documentation, and long-term sustainability.


* Evaluate relationship-based pricing and discount requests through economic analysis, including profitability, shareholder value added, and return on equity.


* Govern key economic, capital, and expense assumptions and deliver decision-ready analysis that informs product strategy and business cases.


* Maintain and refresh pricing parameters, including rate grids, floors and ceilings, segmentation, and other key pricing levers.


* Execute ad hoc analyses and deep dives on key business questions, including pricing tests that assess trade-offs across rate, volume, risk, and profitability, and translate findings into clear recommendations.


* Enhance management reporting by centralizing data, modernizing tools, and enabling self-service insights while maintaining strong controls.

Required qualifications, capabilities, and skills


* 7+ years of progressive experience in finance, financial planning and analysis, business management, banking, or related analytical functions.


* Bachelor's degree in finance, statistics, accounting, or a related field.


* Demonstrated ability to analyze and interpret profit and loss statements, balance sheets, net interest income, expenses, and key performance drivers.


* Advanced financial modeling and forecasting experience, including scenario analysis, sensitivity analysis, and trend analysis.


* Experience developing business cases supported by quantitative and qualitative analysis, including return-on-investment assessments, net present value calculation...