Sr Financial Analyst

At VCCU, we are proud of the work we do to improve the financial well-being of our members and our community.

If you seek meaningful work building stronger financial futures and aspire to create a positive difference in your community, we'd love to hear from you! About The Role The Senior Financial Analyst serves as a strategic business partner to Accounting/Finance and operational leaders across the organization.

This position is responsible for developing financial models, performing complex analyses, supporting budgeting and forecasting processes, and delivering actionable insights that drive organizational performance and informed decision-making.

This role requires strong analytical, problem-solving, communication, and relationship-building skills, along with a commitment to accuracy, efficiency, accountability, and continuous process improvement.

This role is viewed not only as an analyst, but as a strategic support who contributes meaningfully to VCCU's financial performance and long-term growth.

This is a key member of the Analytics team and requires onsite work at VCCU's Ventura Headquarters.

What You'll Do Financial Analysis & Modeling Develop, maintain, and enhance financial models used for budgeting, forecasting, profitability analysis, strategic planning, and decision support.

Perform complex financial analyses and publishable ad hoc reporting to management to support executive and departmental decision-making.

Analyze financial and operational trends, identify anomalies, investigate root causes, and provide actionable recommendations.

Develop, maintain, and enhance profitability models for member products and services, including new offerings, while identifying key performance drivers and providing detailed profitability analysis at the product, member, channel, and portfolio levels.

Perform variance, profitability, trend, and sensitivity analyses to evaluate financial performance and support strategic decision-making.

Asset/Liability Management & Risk Analysis Support Asset/Liability Management (ALM) reporting and related financial analyses.

Assist in loan portfolio, deposit portfolio, liquidity, and concentration risk analysis.

Support financial forecasting and scenario analysis related to balance sheet management and strategic initiatives.

Business Intelligence & Reporting Partner with business stakeholders and Information Technology teams to develop accurate, scalable, and sustainable data solutions that support reporting and analytical needs.

Develop and maintain dashboards, automated reporting solutions, and performance scorecards.

Improve the visibility of business, product, and departmental performance through effective reporting tools and analytics.

Ensure reports and analyses are accurate, timely, well-documented, and aligned with management needs.

Troubleshoot data integrity issues, data gaps, and report discrepancies while partnering with data owners to implement sustainable solutions.

Communication & Presentation Par...