Business Card Strategic Analytics, Vice President

Job Summary:
Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a/an Vice President, Strategic Analytics in Business Card Risk, you will lead the development, implementation, and ongoing optimization of acquisition credit criteria and underwriting policies that support sustainable growth while maintaining a strong control environment.

You will own decision rules, risk segmentation, and approval cutoffs-using advanced analytics to balance approval rates, loss performance, profitability, customer experience, and regulatory expectations.

You will drive cross-functional execution from strategy through implementation, monitoring, and governance, while presenting insights and recommendations to senior leadership and governance forums.

Job Responsibilities:


* Own Business Card acquisition credit criteria, including underwriting policies, risk segmentation, approval cutoffs, and decision rules.


* Analyze portfolio performance and emerging risk trends to identify opportunities to improve risk-adjusted growth and customer outcomes.


* Develop advanced analytical solutions using SAS, SQL, Python, and visualization tools to evaluate policy performance and tradeoffs.


* Optimize acquisition strategies by balancing approval rates, delinquency/loss outcomes, profitability, and regulatory requirements.


* Translate complex analyses into clear, actionable recommendations for senior leaders and key business partners.


* Partner with Product, Finance, Operations, Technology, Control Management, Compliance, and Fair Lending to design and refine acquisition criteria.


* Lead end-to-end implementation of credit criteria changes, including business requirements, validation testing, and post-implementation reviews.


* Establish monitoring frameworks and reporting to provide timely insights into performance, drift, and emerging risks.


* Maintain robust governance, documentation, and controls across the credit criteria lifecycle to support audit, regulatory, and internal review needs.


* Identify opportunities to enhance underwriting capabilities through new data sources, automation, and process improvements.


* Coach and develop junior analysts while promoting analytical rigor, collaboration, and continuous improvement.

Required Qualifications, Capabilities, and Skills:


* 5+ years of experience in risk management, credit strategy, analytics, consumer/business lending, or financial services.


* Demonstrate hands-on ownership of acquisition credit criteria, ...