Senior Non-QM Underwriter

The Team: At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience.

They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department.

Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset.

Kind Lending is determined to provide the best service in the industry while also providing homebuyers with a great selection of products to enhance their buying experience.

Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the fun in funding.

Position Summary: As a Senior Non-QM Underwriter you will be responsible for making informed credit decisions and to ensure efficient and accurate evaluation of loan applications while maintainingminimum productivity and quality standards.

Your strategic mindset and proficiency in underwriting practices contribute to informed decision-making and the overall success of the organization's lending operations.

Location: Fully Remote schedule available for CENTRAL TIME ZONE.

Pay Disclosure: The starting base hourly rate of pay range for this position is $48.00 - $55.00 per hour.

The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components.

The base pay range is subject to change and may be modified in the future.

This position is eligible for performance-based incentive compensation in addition to base salary, subject to achievement of individual, team, and company performance objectives.

Qualifications 4+ years of experience as a Non-QM Underwriter 5+ years of prior underwriting experience Solid knowledge of NON-QM and FNMA underwriting guidelines and requirements.

Focus on income type products such as DSCR, Bank Statement, Asset Utilization, 1099, WVOE Only, as well as traditional Full Doc income calculations.

In-depth knowledge of mortgage regulations, compliance standards, and industry best practices.

Expertise in mortgage underwriting software and technology solutions; preferred knowledge of Blue Sage LOS.

Strong command of manual underwriting requirements within NON-QM programs.

Analytical mindset with the ability to interpret complex financial information and assess credit and operational risk.

Exceptional communication and interpersonal skills to interact with internal and external stakeholders.

Problem-solving skills to address challenging underwriting scenarios and provide guidance.

Excellent verbal and written communication skills with the ability to develop strong relationships with sales partners, direct reports, and internal stakeholders.

Detail-oriented, organized, and self-motivated with the ability to prioritize competing demands in a high-volume environment.

Ability to consistently maintain high levels of performance under pressure and meet tight d...