Liquidity & Account Solutions -Deal Management Senior Product Solutions Associate

Play a key role in shaping client liquidity strategies by analyzing and structuring deposit and sweep solutions, while partnering with senior stakeholders across product and coverage teams.

As a Senior Associate in Liquidity & Account Solutions ("L&AS"), you contribute to the deal teams and product leadership by analyzing, structuring, and recommending exception pricing across on-balance sheet deposit products and sweeps for wholesale clients.

You will own deal analytics, including balance assumptions, beta sensitivity, non-interest revenue (NIR) mix considerations, and profitability/margin impact for a dynamic portfolio of clients across the GCB.

You will partner with Coverage, Treasury, Product, and Risk/Controls to ensure pricing is competitive, policy-aligned, and well-governed.

Job Responsibilities


* Evaluate and underwrite exception pricing requests across on-balance sheet deposits (ECR / Interest / MMDA) and sweep structures; document rationale, key risks, and recommended terms.


* Build and maintain deal economics views, including rate sensitivity/beta, margin impact, relationship profitability, and trade-offs across pricing versus product bundle.


* Operationalize rate sensitivity segmentation governance for beta management for deals or in response to market changes and clearly articulate when and why deviations are warranted.


* Produce executive-ready outputs, including approval memos, pricing summaries, competitive context, and decision logs with clean assumptions and an audit trail.


* Identify themes from approvals (e.g., pricing related attrition, recurring exceptions, sector dynamics) and propose refinements to controls, playbooks, and guidelines.


* Partner with coverage teams supporting complex liquidity structures and multi-product relationships where deposit pricing is tied to overall wallet and revenue mix.

Required qualifications, capabilities, and skills


* Experience in transaction banking, liquidity/treasury products, deposit pricing, or deal management; demonstrated ability to support pricing decisions with analytical rigor.


* Exposure to deposit products (ECR, Interest, MMDA) and/or Investment Sweeps (on and off balance-sheet)


* Familiarity with wholesale client coverage and relationship economics, including multi-product trade-offs and NIR mix considerations.


* Strong quantitative skills, including advanced Excel, scenario/sensitivity analysis, and disciplined assumptions QA.


* Strong written communication for senior stakeholders, including concise narratives and defensible recommendations.


* Sound judgment and control orientation, including policy adherence, documentation discipline, and appropriate escalation.

Preferred qualifications, capabilities, and skills



* Experience partnering cross-functionally (Client Coverage, Product, Treasury, Risk/Controls, Legal/Compliance) in a governed pricing environment.


* Analytical rigor; structured problem so...