SBA Workout Specialist - Full Time (40 Hrs/Wk)

We know what you're thinking.

"What kind of name is IncredibleBank?" Well, we're glad you asked.

With a name like IncredibleBank, we have a lot to live up to.

Our name is a promise we make every day to our customers and to our team members (and hey, that could be you!).

A promise that we strive to be incredible in everything we do.

A promise that will help our customers, fellow team members, and our communities to do the incredible.

At IncredibleBank, we're all about ICE.

What's ICE? ICE stands for Incredible Customer ExperienceTM (that's right - an experience so good and so important we trademarked it).

ICE illustrates the core values that drive everything we do - how we conduct business, how we treat each other, and how we continuously strive to build on our model of customer-focused banking.

Our core values have been in place for more than 50 years and continue to influence every aspect of our operation today.

So - how can you help us live up to our name? About the Role: We are eager to discuss the prospect of you joining our team as our next incredible team member! This position allows you to partner with other team members and key stakeholders to provide Incredible Customer Experiences of your own! Duties and responsibilities may include: Responsible for managing SBA watch credits within the portfolio, including early warning and classified credits, as well as liquidating problem credits.

This position requires advanced knowledge of SBA SOP lending principles, practices, and procedures, along with a solid understanding of business lending compliance rules and regulations.Analyzes and reviews watch list business relationships to identify issues and develop strategies to maximize recovery, reduce losses, and ensure effective loan restructuring.Collaborates with senior leadership to provide reports and updates on portfolio issues.Prepares documentation for SBA repurchase request of loans sold on secondary market.Underwrites credit actions that maximize credit quality and minimize risk.Services all types of government-guaranteed loans to ensure compliance with Bank/SBA policies.Monitors the SBA portfolio for delinquencies and initiates legal action as necessary.Completes SBA file reviews and annual reviews on existing SBA watch credit loans.Prepares loan presentations and cash flow analysis for servicing requests on SBA watch credit loans.

This is a regular full-time, salaried exempt position, averaging approximately 40 hours/week.

Schedule may vary between the hours of 8:00 am to 5:30 pm CDT Monday through Friday.

This position is remote eligible.

Individuals may choose to work from a designated home office space or can work on-site at one of our IncredibleBank branch locations.

About You: You do what is right over what is easy.

You dont settle for good enough.

Youre driven to learn and grow.

You recognize your impact on the customer experience, regardless of your role.

Those attributes are just a few things our incredible employees have in ...