Mortgage Loan Officer

Drives the Banks financial performance by originating high quality residential mortgage loans while delivering a high-touch, relationship-driven client experience.

Responsible for managing the full mortgage lifecycle from initial consultation through closing, while building strong client relationships and maintaining a consistent pipeline.

This role supports the Banks growth by expanding lending opportunities, enhancing community presence, and ensuring a seamless and compliant customer experience.

Location Various branch locations with hybrid flexibility based on business needs and market coverage Schedule Full-time and Part-time opportunities available Pay Range Compensation is incentive-driven and aligned to individual production, loan quality, and overall performance.

Benefits Health coverage, additional ancillary insurance benefits, retirement plan, paid time off, and much more.

Eligibility for certain benefits may vary based on employment status (full-time or part-time).

Responsibilities Develop and execute business development strategies to generate residential mortgage opportunities through community outreach, networking, and referral partnershipsMaintain an active presence within assigned markets to build relationships and generate lending opportunitiesTravel regularly for business development, networking, and community engagement activitiesBuild, manage, and maintain a strong pipeline of mortgage applications to meet production and service level expectationsServe as the primary point of contact for clients, delivering a high-touch, responsive experience throughout the lending lifecycleInterview applicants to assess financial needs and recommend appropriate mortgage solutionsCollect, review, and validate documentation required for loan applications and underwriting reviewPre-screen applicants by reviewing credit, financial information, and collateral to assess preliminary eligibilityPartner with Mortgage Operations and underwriting teams to support timely processing and closing of loan filesMaintain proactive communication with clients to ensure completeness of files and manage expectationsReview and explain loan disclosures to ensure client understanding and complianceCollaborate with Retail, Business Banking, and other internal teams to identify cross-sell opportunitiesParticipate in community and business development activities to enhance the Banks visibility and reputationUtilize systems such as Encompass LOS, CRM platforms, and pipeline tracking tools to manage workflowMonitor pipeline performance to ensure timely follow-up and adherence to service standardsStay current on regulatory requirements, market trends, and competitive productsEnsure compliance with all lending regulations, internal policies, and quality standards Requirements Associates degree or equivalent experience required, preferably in Business, Finance, or a related fieldMinimum of two (2) years of residential mortgage lending or related experienceStrong communica...