Principal Architect- eComm Payments

Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies.

In this role, you will have the opportunity to shape the architectural direction of the firm, influence technology decisions at the highest levels, and leave a lasting impact on how we build and scale solutions globally.

As a Principal Architect at JPMorganChase within the Commercial & Investment Bank(Payments Technology), you provide deep expertise to enhance and evolve architecture platforms grounded in modern cloud-based technologies, while supporting the adoption of strategic global solutions.

You will collaborate across the organization, apply your advanced architecture capabilities, and serve as a trusted advisor to engineering and business leaders - driving best-in-class outcomes that are secure, scalable, and built for the future.

Job responsibilities


* Advise cross-functional teams on technology selection to achieve target-state architecture and guide decisions on improvements to current and emerging technologies


* Develop multi-year technology roadmaps aligned with business strategy, architecture priorities, and digital transformation goals - with a focus on payments, client onboarding, and self-service experiences


* Apply enterprise-authorized AI capabilities within architecture and engineering workflows to accelerate analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data


* Establish reuse-first, AI-enabled engineering patterns and governance across the software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls


* Create complex and scalable coding frameworks using appropriate software design principles, focusing on durability and reuse to improve velocity and quality across teams and functions


* Develop secure, high-quality production code and review and debug code written by others to uphold engineering excellence


* Serve as the team's go-to subject matter expert and contribute to the development of technical methods in specialized fields, in line with the latest product development methodologies


* Shape and influence the digital transformation strategy for payments, including digital onboarding, client self-service experiences, partner integrations, and developer experience platforms


* Define and govern API standards, functional design, and integration patterns to enable scalable, secure, and interoperable solutions across internal and external ecosystems

Required qualifications, capabilities, and skills


* Formal training or certification on architecture concepts and 10+ years applied experience


* Hands-on practical experience delivering system design, application development, testing, and operational stability at enterprise scale


* Expertise in one or more progr...