2027 Commercial & Investment Bank Innovation Development Full-Time Analyst Program

The Innovation Development Program (IDP) focuses on building the next generation product managers who are focused on continuous innovation and enhancements, creating a long lasting and positive impact, and developing cutting-edge solutions to complex problems within Global Banking (GB) lines of business.

The Innovation Development Program supports GB in a truly unique way - through rotational opportunities across functional, business, and product teams such as Digital, Solutions, Transformation, Product, Marketing, and Business Architecture.

Working here means joining a collaborative, supportive and inclusive team.

We want your diverse perspective to help us develop the next wave of digital products and solutions for our clients.

Job summary

As an analyst in the Innovation Development Program within Global Banking, you will begin your 2.5-year program with approximately five months of Global Banking project-based learning, diving into solving a complex business problem statement in an incubator environment and developing foundational knowledge of Product Management.Following the incubator experience, you participate in two 12-month rotations aligned to high-impact functional, business or product teams within the Commercial Bank.

You will be located amongst a cohort of peers where you'll have the opportunity to drive impact while launching your career.

Job responsibilities


* Develop foundational skills and take on a range of mission-critical responsibilities


* Combine strategic thinking and quantitative analysis to answer business questions


* Present and communicate findings to key stakeholders


* Build a deep knowledge of our business and products


* Leverage an innovation mindset to design client experiences and solutions


* Upon successful completion of the program, analysts will be eligible for Associate I level positions in Global Banking across the country

Locations we hire for:


* New York Metro


* Chicago, IL


* Palo Alto, CA


* Plano, TX

Required qualifications, skills, and capabilities


* Exceptional interpersonal and communications skills


* Excellent problem-solving and critical thinking skills


* Comfortable navigating through ambiguity


* Desire and passion for creating positive change through financial services


* Intellectual curiosity and a desire to learn


* Ability to formulate questions, suggestions and/or next steps based in logic with little direction


* Ability to thrive in a fast-paced, collaborative environment


* Demonstrated leadership experience in school or community


* Graduating between December 2026 to June 2027


* Minimum cumulative GPA of 3.2 on a 4.0 scale


* Authorization to work permanently in the U.S.

Preferred qualifications


* Proficiency in Microsoft Excel and PowerPoint


* Knowledge of Python, Java, SQL is a plus


* Relevant internship experience and accounting, data science, economics, engineering,...