Commercial Surety Regional Manager

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The Commercial Surety Regional Manager is responsible for the underwriting, marketing, production, profitability, and overall management of a regional Commercial Surety portfolio.

This position serves as the senior underwriting leader for the assigned territory and is accountable for achieving premium growth, underwriting profitability, agency development, and portfolio management objectives.

The Regional Manager will develop and maintain strong relationships with agents, brokers, principals, indemnitors, and other business partners while exercising significant underwriting authority and ensuring compliance with company underwriting guidelines and risk appetite.

The position is highly market-facing and focused on profitable business development, agency management, and underwriting execution.

Key Accountabilities/Deliverables:

Underwriting Leadership


* Serve as lead underwriter for the assigned territory.


* Analyze, evaluate, and approve commercial surety submissions within delegated authority.


* Review and assess financial statements, interim financial reports, work-in-progress schedules, bank agreements, credit reports, tax returns, and other underwriting information.


* Structure and negotiate underwriting terms, collateral requirements, indemnity agreements, and other risk mitigation measures.


* Determine appropriate capacity, pricing, and terms for new and renewal business.


* Monitor portfolio performance and take corrective action as necessary to achieve profitability objectives.


* Participate in large account reviews and referral discussions.


* Maintain underwriting quality and adherence to company guidelines and authority levels.

Customer and Broker Service



* Deliver responsive, solution-oriented service to brokers and insureds.

Resolve complex underwriting issues and relationship challenges.


* Maintain a high level of market visibility and accessibility.


* Collaborate with claims, legal, accounting, and operations departments to support business objectives.


* Travel throughout the territory to maintain agency and client relationships.

Leadership and Talent Development



* Recruit, train, mentor, and develop commercial surety underwriters.


* Provide technical underwriting guidance and coaching.


* Assist in establishing underwriting goals and performance expectations.


* Promote underwriting consistency and best practices across the region.


* Participate in succession planning and employee development initiatives.


* Foster a collaborative, performance-oriented culture focused on underwriting excellence and customer service.

Portfolio and Profitability Management



* Own profit and loss results for the assigned region.


* Manage portfolio mix, pricing adequacy, retention, and growth metrics.


* Monitor premium volume, loss ratio, expense ratio, and collection objectives.


* Conduct periodic book reviews to identify trends, oppo...