Credit Risk Oversight Officer

Rockland Trust is a full‑service commercial bank and financial services company committed to helping our neighbors reach their financial goals.

Founded in 1907 and headquartered in Massachusetts, we proudly serve individuals, families, and businesses throughout New England with a strong emphasis on personal relationships, local decision‑making, and community impact.

With a broad range of banking, wealth management, and investment solutions, Rockland Trust combines the resources of a growing financial institution with the personalized service of a community bank.

Our long‑standing philosophy—Where Each Relationship Matters®—guides how we work with our customers, colleagues, and communities every day.

At Rockland Trust, our employees are at the heart of our success.

We foster a collaborative, inclusive, and values‑driven culture that encourages professional growth, innovation, and work‑life balance.

We are deeply committed to community involvement, financial education, and creating a workplace where individuals can build meaningful, long‑term careers.

The Credit Risk Oversight Officer is an independent Second Line of Defense role within the Enterprise Risk Management (ERM) department.

Reporting to the Enterprise Risk Strategist and Reporting Manager, the Credit Risk Oversight Officer is responsible for providing robust oversight of the Bank’s credit risk management practices.

This position works closely with the First Line Credit Risk Team to ensure credit risk management is aligned with the Bank’s risk appetite, leading practices, and regulatory expectations.

The role collaborates with Financial Risk Oversight (liquidity and market risk) and maintains a clear distinction from the Independent Loan Review function, as it will focus on broader credit risk governance.

The Credit Risk Oversight Officer plays a critical part in the ongoing development and maturity of credit risk oversight, supporting the bank’s strategic objectives and safeguarding its financial stability.

Duties and Responsibilities

Credit Risk Governance


* Develop and implement a comprehensive Second Line of Defense Credit Risk oversight program, aligned with regulatory expectations and industry leading practice, tailored to the Bank’s size, complexity, and scope. 


* Advise and integrate the Enterprise Risk Management Framework into credit risk activities, ensuring consistency and coordination with internal Policies.


* Monitor adherence to credit risk appetite and limits and alignment with enterprise-wide strategy. 


* Partner with senior management in reviewing Credit Risk Management comprehensively including but not limited to credit approval, credit policy, portfolio monitoring and analytics, special assets management, conducting risk assessments, and advising on risk framework and oversight.

Portfolio-Level Credit Risk Oversight


* Ensure appropriate identification, measurement, monitoring, and reporting of credit risk exp...