Equipment Finance Documentation and Funding Spec

Job Summary

The Equipment Finance Documentation and Funding Specialist is primarily responsible for the operational activities for the Equipment Finance department.  This position will support critical procedures that ensure an efficient documentation practice, including application entry into the ASPIRE system, equipment loan/lease document preparation, review and system input, customer invoicing, funding equipment vendors, and booking transactions into the system.  The incumbent is also responsible for all other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial Equipment Financing.

Key Responsibilities / Essential Functions


* Collects all required loan/lease documentation from vendors, customers, brokers, prospects, HomeTrust Bankers, and Equipment Finance personnel. 


* Ensures that all loan and lease information is accurate and complete.


* Provides superior customer service to all internal and external customers and works with vendors and brokers to increase contract volumes.


* Ensures adherence to all regulatory and compliance procedures.


* Processes all commercial loan and lease modifications and renewals, ensuring timeliness, accuracy, and appropriate follow through.


* Completes Uniform Commercial Code (UCC) filings and monitors for UCC continuations and cancellations.


* Ensures lien perfection on titled equipment, verifies and tracks insurance, calculates sales and property tax, and tracks and monitors lease transactions. 


* Helps to serve customers with questions related to the general servicing of their loan or lease. 


* Assists in all areas of the equipment finance documentation, funding, booking, invoicing, payment processing, ACH and wires, customer service, and all other facets of the transaction from the inception to the conclusion.


* Maintain confidentiality and security of sensitive information.

Job Requirements 

Education:


* High school diploma or equivalent required.  

Required:


* 3+ years of equipment financing and leasing experience or similar experience in another industry.


* Demonstrated proficiency in basic computer applications, such as equipment finance systems and Microsoft Office products. 


* Ability to understand and use bank policies and procedures to ensure operational efficiency, regulatory compliance, and manage exceptions. 


* Familiarity with all federal and state banking regulations pertaining to lending and consumer finance, including fair lending laws, the Bank Secrecy Act, and the US Patriot Act.


* Demonstrated problem solving ability and effective time management skills.


* Above average communications skills with emphasis on listening and problem-solving skills.

Preferred:


* Bachelor’s degree in Finance, Business Administration, Operations Management, or equivalent working experience in a related industry.


* 1+ years of experience i...