Commercial Portfolio Manager

Rockland Trust is a full‑service commercial bank and financial services company committed to helping our neighbors reach their financial goals.

Founded in 1907 and headquartered in Massachusetts, we proudly serve individuals, families, and businesses throughout New England with a strong emphasis on personal relationships, local decision‑making, and community impact.

With a broad range of banking, wealth management, and investment solutions, Rockland Trust combines the resources of a growing financial institution with the personalized service of a community bank.

Our long‑standing philosophy—Where Each Relationship Matters®—guides how we work with our customers, colleagues, and communities every day.

At Rockland Trust, our employees are at the heart of our success.

We foster a collaborative, inclusive, and values‑driven culture that encourages professional growth, innovation, and work‑life balance.

We are deeply committed to community involvement, financial education, and creating a workplace where individuals can build meaningful, long‑term careers.

The Commercial Portfolio Manager role is credit orientated reporting on a solid-line basis to the Commercial Credit Officer.  Portfolio Managers typically support designated Lending Officers and use their credit skills to underwrite and manage a portfolio of loans.

Performance reviews are prepared by the Commercial Credit Officer with input from the Regional Manager and Lending Officers.

Office location is in Braintree with hybrid schedule flexibility.

Responsibilities:


* Under the direction and review of the Commercial Credit Officer, the PM is responsible for independently evaluating structure and underwriting loan exposure, ensuring appropriate compliance with all bank requirements;


* Commands a thorough and complete knowledge of the Bank’s Loan Underwriting and Administration Guidelines (LUAG) and Credit Policy;


* Manages the approval and commitment process (e.g.

Senior Loan Approval Committee) ensuring compliance with Credit Policy and accuracy of documents and supporting exhibits;


* Proactively manages credit risk and exposure for an assigned portfolio; initiates credit modifications and risk rating upgrading/downgrading, modifying terms and frequency of covenants, financial reporting, collateral security, audit schedule, etc;


* Maintains timely renewals of loan maturities for assigned lending team;


* Manages Covenant Compliance by monitoring, testing, and preparing waivers and reservation of rights letters when required;


* Facilitates borrower financial reporting submissions to Bank.  Responsible for evaluating financial performance of borrower and determining an appropriate risk rating;


* Identifying early client risk/exposure, early detection of volatile industries and markets for assigned portfolio within designated region;


* Ensure the timely completion of credit file updates;


* Collaborates in coordinating pre-cl...