Credit Risk Senior Associate, Leveraged Corporate Healthcare

Bring your expertise to JPMorganChase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best in class.

As a Credit Risk Senior Associate in healthcare leveraged finance, you will manage and monitor a portfolio of non-investment grade and sponsor-backed corporate clients across the US Healthcare industry.

You'll access credit risk on leveraged buyouts and recapitalizations, develop independent credit views, and help guide the firm's risk-return decisions through thoughtful analysis, stress testing, and disciplined risk governance.

You will also collaborate with business partners across Coverage, Capital Markets, Trading, Payments, and internal risk teams to structure solutions that align with JPMorganChase credit appetite and documentation standards.

Job Responsibilities:


* Manage and monitor a portfolio of leveraged healthcare issuers and sponsor-backed credits, maintaining strong day-to-day risk oversight.


* Track exposure across loans, revolvers, term loans, letters of credit, asset-based lending facilities, derivatives, and other products that create credit exposure for the firm.


* Ensure compliance with internal limits, covenants, and risk appetite; escalate emerging risks and documentation or compliance gaps as needed.


* Conduct scenario analysis and stress testing focused on leverage, liquidity, cash flow resilience, and downside outcomes.


* Develop independent credit opinions and recommend risk decisions supported by clear, decision-ready analysis and rationale.


* Build and review pro forma capital structures and cash flow projection models to evaluate debt capacity, deleveraging paths, coverage, liquidity, and covenant headroom.


* Lead credit due diligence for clients and capital markets transactions, coordinating third-party reports, management meetings, and site visits.


* Partner with Trading to approve and manage hedging exposures and related credit risk considerations.


* Support legal negotiations by reviewing and influencing documentation, credit terms, collateral, covenants, and protections.


* Collaborate with the Asset-Based Lending Credit Team to deliver asset-backed lending solutions, including collateral diligence and borrowing base considerations.


* Coordinate with Payments, Payments Risk, Trade Risk, and Implementation teams to align product structures, guarantees/collateralization, and documentation with credit appetite.

Required Qualifications, Capabilities, and Skills:


* Bachelor's degree, required.


* 3+ years of relevant experience in credit risk, leverag...