Credit Risk Analyst

Your Job

The Credit Risk Analyst supports the assessment and monitoring of credit risk across a diverse corporate portfolio.

In addition to foundational counterparty-level credit analysis, this role places particular emphasis on identifying and evaluating risk concentrations-by obligor, industry, geography, and other relevant dimensions-to support portfolio-level risk oversight.

The analyst works closely with senior credit analysts and risk leaders to support profitable risk taking.

This role is designed for early-career professionals and emphasizes foundational credit analysis, data interpretation, and disciplined risk thinking, with opportunities to progressively take on more complex exposure and judgment-based responsibilities.

What You Will Do


* Credit Risk Analysis: Analyze counterparty financial statements and interpret key credit metrics to identify trends, strengths, and risks.

Collaborate with internal risk team members to understand, communicate, and optimize risks.


* Portfolio and Concentration Risk Analysis: Support the identification and monitoring of credit risk concentrations across the Koch portfolio, including counterparty, geography, industry, or financial risk factors.

Analyze trends in exposure growth, utilization, and risk ratings.

Highlight emerging concentration risks and shifts in portfolio composition.

Support scenario or stress analyses for concentrated risk dimensions.


* Analytics and Reporting: Support recurring risk reports, dashboards, and ad-hoc analyses.

Ensure accuracy and consistency of credit data.

Recommend areas of improvement.

Analytics tools include data warehouses, Alteryx, and PowerBI.


* Learning and Development: Learn broad application of the Koch risk philosophy through training, knowledge-sharing sessions, or rotational learning opportunities across other risk disciplines (e.g., market risk, operational risk, insurance).


* Communication and Critical Thinking: Demonstrate strong communication skills and excellent critical thinking abilities to effectively collaborate with stakeholders, analyze complex data, and provide valuable insights.

Who You Are (Basic Qualifications)


* Experience with Microsoft Office tools including Word, PowerPoint, and Excel (Ex: pivot tables, data analysis, formula creation, etc.)


* Ability to interpret financial statements and basic accounting concepts


* Experience translating market trends and communicating impacts through written or verbal channels in a classroom or professional setting


* A willingness to learn or experience working in large sets of data utilizing technologies such as Power BI, SQL, Python, etc.

What Will Put You Ahead


* Bachelor's degree in finance, accounting, economics, or similar degree


* Exposure to analyzing corporate financial statements or credit analysis


* Experience with data visualization or reporting tools (Ex: Tableau, Alteryx, Power BI, etc.)

At Koch companies, we are entrepren...