Executive Director, Portfolio Strategies

We are looking for an experienced card portfolio leader to own end-to-end strategies across credit risk, pricing, fraud, and lifecycle engagement for a leading co-brand credit card program.

You will build and run the portfolio innovation pipeline-identifying opportunities, sizing impact, prioritizing work, running test-and-learn experiments, scaling what works, and measuring results-to balance growth, profitability, and customer experience within a strong risk and control framework.

As an Executive Director, Portfolio Strategies in Co-Brand Card Portfolio Management , help shape and deliver the portfolio roadmap to enhance new-account acquisitions, segment expansion, lending strategies, and customer engagement across the full customer lifecycle.

You partner across Marketing, Product, Analytics, Finance, Technology, Operations, Risk, Compliance, and our co-brand partner to design, test, launch, and measure strategies that balance growth, profitability, and customer experience.

You establish clear governance, success metrics, and ongoing monitoring so we can scale what works and manage risk with confidence.

Job Responsibilities


* Own end-to-end portfolio strategy across the program, balancing growth, profitability, credit/fraud risk, and customer experience within a strong control framework.


* Lead lifecycle credit risk / underwriting strategy in partnership with Risk, including segmentation, credit policy and decisioning enhancements, line management approaches, and ongoing portfolio actions aligned to risk appetite.


* Own pricing strategy direction and governance for new and existing customers in partnership with Pricing, including test-and-learn agendas, performance monitoring, and recommendations through appropriate approval forums.


* Drive fraud strategy in partnership with Fraud across application, onboarding, and account lifecycle-reducing fraud losses while minimizing customer friction and false positives.


* Build and run the portfolio innovation pipeline: identify opportunities, size impact (P&L and risk), prioritize the roadmap, execute experimentation (e.g., champion/challenger), and scale winning strategies with program leads.


* Identify and size new segments to responsibly expand the portfolio and define acquisition and lending strategies in partnership with Marketing, Product, Analytics, and Risk.


* Drive lifecycle engagement strategies (activation, early spend ramp, retention/reactivation, and sustainable usage) in partnership with Marketing and Product, aligned to profitability and risk outcomes.


* Establish KPIs and operating cadence (dashboards, performance reviews, executive reporting) to track results, surface trade-offs, and accelerate decisions.


* Coordinate cross-functional execution with program leads across Product, Marketing, Analytics, Operations, Technology, Finance, Risk, Fraud, Pricing, and Compliance-ensuring clear milestones, owners, dependencies, and delivery timelin...