Provisioning & Stored Cards Product Manager, Vice President

The Commerce Payments organization is a motivated, forward-thinking team comprised of high talent product managers with a singular focus of delivering innovative payment services via the most important platforms of today and tomorrow.

We seek to transform customer experiences, simplify the ways we do business, and tirelessly drive toward product excellence.

We value controls, simplicity, and consistency in the capabilities and features we deliver.

As a Provisioning & Stored Cards, Vice President, in Connected Commerce on the Payments product team, you will lead merchant card-on-file (CoF) capabilities across the lifecycle-from merchant onboarding and provisioning to customer-facing spend controls.

This role will own the roadmap, drive cross-functional execution, and deliver secure, compliant, and scalable solutions that improve customer experience and merchant outcomes.

Job responsibilities


* Define and own the end-to-end product strategy and roadmap for card-on-file capabilities, including merchant provisioning, tokenization, credential updates, and lifecycle management, ensuring scalability and reliability across channels and use cases.


* Lead the thinking and development of customer spend management features, including stop payment, while aligning with regulatory requirements and network rules.


* Partner with engineering, design, risk/compliance, operations, and data teams to deliver high-quality releases (including conducting pre-release reviews, regression testing and QA to certify releases are production ready); create detailed product requirements, user stories, and acceptance criteria; manage trade-offs and dependencies.


* Partner across firm to define analytics to measure product performance, customer outcomes, and identifying, scoping and finding implementation paths for needed enhancements, and creating remediation plans when needed


* Drive customer experience excellence: partner with UX to design intuitive controls for managing merchant-specific spend, clearly communicate the implications of stop payment and spend limits, and minimize friction.


* Ensure compliance with applicable regulations and internal policies (e.g., consumer protection, fair lending where relevant, data security/privacy, dispute and chargeback management).


* Conduct market and competitive analysis; identify emerging trends (e.g., network tokenization, wallet integrations, subscription management) and translate insights into product opportunities.


* Deliver communications to executives and leadership team on the strategy and progress.


* Publish regular executive reports summarizing the overall health of the product, industry and competitive trends and the voice of the customer.

Required qualifications, capabilities, and skills


* 7+ years of experience in financial services, digital, product management and/or Agile software development.


* Experience in online payments including card, digital wallets, and e...