Business Unit Credit manager

We are seeking a highly analytical and proactive Business Unit Credit Manager to lead our regional credit function-driving customer credit evaluations, overseeing order release and risk governance, leading cross-functional collection efforts, and ensuring strong cash flow performance through vigilant credit control, timely collections, and effective stakeholder collaboration.

Core Duties and Responsibilities:



* Conduct thorough evaluations of new customer credit applications, determining appropriate credit limits and payment terms in line with company policies.


* Organizing & leading the weekly credit meeting with the country Manager & Division Heads.


* Responsible for Releasing orders in respective to credit limits granted to customers.


* Handling any communication of Claims & Responding to client inquiries making sure they are rooted in the correct department to investigate & resolve.


* Identifying and escalating potential bad debts to management


* Leading the daily, weekly & monthly catch meetings with customers & internal stakeholders by coordinating with Sales Team, Project managers to ensure the efficiency of collections.


* Proactively follow up on overdue accounts via phone and email, negotiating structured repayment plans, wherever required, to minimize delinquency.


* Analyzing & Matching invoices with the customer's Payment & Reviewing their Payment history.


* Following up with the customers for the collection of each month by sending SOA of & confirming the payment is done on time without any delay.


* In alignment with risk management, Blocking & Unlocking customers based on COA.


* Key focus on Over dues & follow-up on collection performance


* Preparing the forecasted collections from the customers


* Monitor outstanding debtor balances and prepare detailed aged debt reports / bad debt forecast/ cash forecast for senior management to support decision-making.


* Support the implementation and continuous improvement of credit control policies and procedures aimed at reducing bad debt exposure and improving collection performance.

Must Skills and Requirements


* Bachelor of Business Administration or Management with a major in Finance, Accounting


* Minimum 5-7 years of experience in Credit control function with an accounting qualification is a must.


* English is mandatory & additional Languages are an asset.


* Exposure to project-based or service-focused credit control environments is an added advantage.


* Working Time flexibility


* Prior experience managing multiple entities is also highly advantageous.


* Working knowledge of Letter of Credit (payment instrument) & SAP (ERP) is a must.

Communication & Negotiation:


* Strong ability to negotiate with challenging customers while preserving positive client relationships and maintaining professionalism.

Numerical & Accounting Proficiency:


* Working knowledge of accounting pri...