Payments Trade Business Management- Balance Sheet & Capital Strategy Lead - Vice President

Join a high-impact team shaping how we deploy capital across Trade & Working Capital.

You will partner across Treasury, Risk, Product, and the business to deliver data-driven insights, modernize financial processes, and elevate decisions that drive performance for our clients and our firm.

As a Balance Sheet and Capital Strategy Lead in Trade & Working Capital Business Management within Finance & Business Management (F&BM) for J.P.

Morgan Payments in the Commercial & Investment Bank, you lead portfolio-level balance sheet, capital, liquidity, and funding strategy.

You will design resilient planning frameworks, build advanced analytics, and deliver executive-ready insights that improve profitability, strengthen risk management, and meet regulatory expectations.

You will also drive digital transformation to automate and scale portfolio financial processes and reporting.

Job Responsibilities


* Lead balance sheet, capital, liquidity, and funding optimization for the Trade & Working Capital lending portfolio to improve profitability, pricing, and competitive positioning.


* Design and execute scenario planning and balance sheet frameworks to assess portfolio resilience and inform strategic decisions.


* Build advanced analytics and automated dashboards to monitor exposures, forecast performance, and deliver actionable insights.


* Produce executive-ready financial reporting and analysis for business reviews, strategy discussions, and regulatory deliverables.


* Integrate risk appetite and regulatory requirements, including Comprehensive Capital Analysis and Review (CCAR) and Current Expected Credit Losses (CECL), in partnership with Risk and Finance.


* Partner with Treasury, Product, and Credit Product & Delivery to shape profitability tools, pricing constructs, and related reporting.


* Conduct competitor benchmarking, market trend analysis, and performance assessments to inform portfolio and pricing strategies.


* Drive digital transformation to automate portfolio financial processes, enhancing oversight, transparency, and decision-making.


* Support portfolio and credit management priorities to optimize returns and enable sustainable growth.


* Manage senior stakeholder relationships and advise the Head of Portfolio and Credit on strategy and execution.

Required Qualifications, Capabilities, and Skills


* Bachelor's degree.


* 10 years of relevant experience in finance, business management, financial analysis, strategy, banking, or related functions.


* Expertise in scenario planning, stress testing, and regulatory frameworks (CCAR, CECL).


* Ability to develop product knowledge across the lending suite, with focus on capital and liquidity requirements.


* Advanced analytics skills leveraging data for predictive and scenario-based insights.


* Strong project management experience leading complex, cross-functional initiatives.


* Demonstrated leadership in automation and dig...