CRE Commercial Loan Officer - Braintree

We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.


* Develops and services a wide variety of secured and unsecured loans or lines of credit, most of which involve large amounts of money and important customers.


* Attend to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds and/or credit secured by mortgages or other collateral.


* Interviews applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.


* Guides the credit department or junior officers in the development and analysis of financial background data for new or renewed loans. 


* Makes decisions on loans and terms within established lending limits, or makes recommendations to a superior. 


* Follows current loans and credit lines to ensure complete compliance with terms.


* Gives financial advice and counsel to customers and prospective customers.


* Studies industrial, commercial, and financial situations relating to new or existing businesses.


* Makes recommendations on financial and organization structure, locations, and other matters on which the company may have information.


* Participates with senior officers on larger loans and lines.


* Keeps informed as to the status of loans in the department.


* Calls on potential or existing customers to develop new business and increase or retain existing business.


* Understanding and experience working with credit documentation a must


* Must be able to perform general office duties, including but not limited to maintaining supplies and distributing communications when needed


* Demonstrated ability to review and evaluate documentation for risk


* Related experience with regulatory, compliance and due diligence requirements


* Updates job knowledge by participating in educational opportunities


* Understanding of Bank operations and familiarity with the credit process


* Strong organizational, reasoning and communications skills


* Self motivated and independent with the ability to multi task, balance a demanding work load and meet critical deadlines


* PC skills including Word, Excel and Power Point are a must


* Ability to establish and maintain effective working relationships
 

Required Experience:


* Qualified candidates will have at least five years of commercial lending (Commercial Real Estate) experience ideally in our market, strong credit skills and a record of success in developing, maintaining and closing new business.


* Ability to utilize deductive and inductive reasoning to solve problems


* Ability to understand new information and apply it for future problem-solving and decision-making

Target Sala...