Financial Analysis - Card Finance Analytics - Senior Associate

Join the Card Finance Analytics team for a dynamic opportunity to support the growth and success of the Card business by maintaining a P&L forecasting framework and performing financial analysis.

As a Senior Associate in the Card Finance Analytics team, you will build and maintain a P&L forecasting framework and perform financial analysis that directly influences the Card Existing Customer Marketing decision engine.

In this role, you will develop expertise in the Card spend engagement marketing investment P&L, campaign results analysis, and the Portfolio Marketing Investment Review process.

You will also collaborate closely with key finance teams, Card Controls/Risk, and business partners to drive critical business decisions and deliver financially optimal and effective customer usage programs.

Job responsibilities


* Build clear and concise business cases that explain the reasons, costs, benefits, and potential risks of existing card marketing tactics.


* Develop, maintain, and enhance P&L forecasting to support strategic planning and investment decisions.


* Track, analyze, and interpret campaign performance metrics to leverage past learnings and inform future strategies.


* Work with Marketing, Operations, Finance, D&A, Test Design, Targeting, Campaign Execution, and Risk on optimization recommendations across channels to maximize revenue, as well as both internal and external customer experience.


* Collaborate with team members to identify and automate key areas of the analytic process, reducing manual work and enhancing accuracy.


* Create and deliver presentations for senior leaders that clearly articulate the objectives and financial implications of investments, both at the aggregate level and for individual initiatives.


* Manage multiple initiatives to completion under concurrent, rigorous deadlines in a fast-paced, dynamic environment.

Required qualifications, capabilities, and skills


* Bachelor's degree in Finance, Accounting, Economics, or a related field


* 4+ years of experience in an analytical or finance-related role


* Proficient in building P&L and financial modeling concepts (NPV, ROI, etc.)


* Proficiency in Microsoft Office, especially Excel and PowerPoint


* Adept at working with granular data tables to draw out segment-level profitability


* Experience in forecasting and budgeting


* Strong quantitative, critical thinking, and analytical skills


* Excellent verbal and written communication skills


* Strong organizational and process skills, with attention to detail


* Capable of working autonomously in an ambiguous dynamic, matrixed environment and managing multiple responsibilities with tight timelines

Preferred qualifications, capabilities, and skills


* Knowledge of card and/or banking industries


* Experience with Essbase, Tableau, and Alteryx

Additional Information

Applicants must be authorized to work for any employer in the U.S.

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