Market Credit Manager

Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S.

franchised automotive dealers.

The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers.

It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing.

As a Market Credit Manager within Chase Auto Team, you will be responsible in managing underwriters while developing strategies for Auto's profitability.

Job responsibilities


* Develop and execute Auto's strategic business initiatives in conjunction with the Regional Credit Team.


* Collaborate with different partners to generate new ideas to meet volume goals as well as maximize efficiency and quality that will sustain future profitability.


* Manage a team of underwriters and be responsible for their performance reviews, development, scheduling, staffing, and hiring, while ensuring overall employee satisfaction.


* Work closely with Risk Management to ensure adherence to credit/product policies and operating procedures while balancing an acceptable risk versus reward portfolio.


* Export best practices to other regional markets, develop alliances with colleagues across functional lines, and proactively assist in developing and maintaining dealer relationships through integration and communication with the Dealer Relationship Managers.


* Perform other required duties needed to run credit operations effectively and efficiently.

Required qualifications, capabilities, and skills


* 5+ years Auto Industry Experience


* 5+ Years of Auto Credit and Management Experience


* Results-oriented with a high level of personal initiative and proven leadership ability


* Strong analytical and problem solving skills Strong people management skills Excellent organizational skills, with the ability to handle multiple projects concurrently


* Ability to interact effectively with all levels of management, internal and external to Auto Self-motivated, creative, innovative


* Ability to create a positive, collaborative environment

Preferred qualifications, capabilities and skills


* BS Degree


* Experience in underwriting with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending.

THIS ROLE IS HYBRID WITH 2 DAYS WORK FROM HOME AND 3 DAYS IN OFFICE.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products.

Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do.

We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

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