Commercial and Investment Banking Credit Risk - Vice President

Bring your Expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in Wholesale Credit Risk in the Consumer, Retail and Healthcare team, you will play a key role in managing and monitoring client credit exposures across diverse industry classes.

You will have the opportunity to leverage your analytical skills and industry knowledge to make impactful credit decisions, collaborate with colleagues across teams, and help drive innovation and efficiency.

Together, we support our clients' credit needs while balancing the risk-return needs of the firm, fostering a culture of compliance, and developing junior team members.

Job Responsibilities


* Manage and monitor a portfolio of client credit exposures across industry classes


* Take ownership of client credit needs and projects, independently developing credit opinions


* Oversee and conduct credit analysis, approving or seeking approval for lending and trading transactions


* Provide credit expertise in structuring new loan and derivative transactions


* Lead or assist in negotiating, finalizing, and executing documentation for loans and derivatives


* Remain current on all aspects of credit relationships, including exposure, compliance, and opportunities


* Review ratings, risk assessments, portfolios, clients, and industries in your sector


* Prepare and present quarterly and annual risk reviews and tiering analyses


* Assign risk ratings and maintain updated credit research on your portfolio of clients


* Work with CIB Coverage and Corporate Banking on capital allocation and industry limits


* Manage credit due diligence processes for clients, including capital markets transactions


* Coordinate and allocate work across credit deal teams


* Review and approve written credit approval documents, including financial analysis and modeling


* Train, mentor, and develop Analysts and junior team members


* Help drive and support innovation and continuous efficiency improvements

Required Qualifications, Capabilities, and Skills


* Bachelor's degree required


* Completion of a major corporate bank credit training program or equivalent experience


* Five years of related experience in credit risk, banking, or corporate finance


* Excellent accounting and corporate finance expertise


* Strong analytical and financial modeling ability


* Solid knowledge of loan and derivative products, documentation, and structuring


* Experience negotiating legal documents assoc...