Loan Reviewer and Quality Control Officer

Location: Sioux Falls, SD
Shift: M-F 8am-5pm 
Job Schedule: Full-Time
Company: First PREMIER Bank

About the Role
Position will perform loan reviews for Retail and Indirect loans and may assist with portions of Agricultural and/or Business Loans.

Assist with quality control (QC) Reviews for Mortgage Loans.

Ensures safety and soundness of the lending portfolios as well as compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac. 

Job Duties and Responsibilities 


* Essential duties and responsibilities include the following.

Other duties may be assigned.
+ Complete and document loan reviews to help ensure compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac. 
+ Execute loan review assignments independently in support of department objectives and strategy.
+ Complete assigned loan review work and project tasks in a timely and accurate manner.
+ Prepare potential loan review or QC findings when exceptions are identified, taking into consideration the root cause of the issue, and provide a realistic recommendation for enhancing internal controls or efficiency of operations.
+ Work with Internal Audit/Loan Review Management to communicate test results to business unit management.
+ Use discretion and judgement when performing loan reviews.
+ Responsible for personal development through continued enhancement of technical skills for assigned loan review areas.
+ Build relationships with the lending areas and other areas as needed.
+ Complete special projects as assigned.

Skills and Qualifications 


* Knowledgeable in one or more of the lending areas and/or an understanding of loan operations Foundational knowledge of lending, compliance, and safety and soundness requirements.


* Ability to perform and analyze data and/or results of loan review testing, independently and efficiently, delivering loan reviews in an organized and easy to understand style.


* Demonstrated ability to learn, grow, incorporate feedback, and apply new information.


* Strong written and oral communication skills.


* Coordinates and works well with others.


* Bachelor’s degree in business, accounting, or related field preferred.


* 1-3 years of experience in a loan review or QC, lending, auditing, or compliance preferred.


* Prior experience in loan review/lending/audit/compliance/internal controls is preferred.


* Professional certification related to lending a plus.

Competitive Benefits Package


* Full medical benefits when working 20+ hours per week


* Traditional and High Deductible health plan options available
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