Consumer and Community Banking - Credit Decisioning Unit - Vice President

Play a pivotal role in developing and maintaining the newly created 1st line credit function within the Consumer and Community Banking (CCB) organization.

As a Credit Decisioning Unit (CDU) Vice President within the CCB organization, you will be responsible and play a key role in defining the risk appetite for the Lending Business, managing credit risk, ensuring sound lending decisions, and maintaining portfolio health.

You will collaborate with key partners in the Credit Risk and Finance organizations to shape credit strategies that align with the business and banks financial goals.

Job responsibilities


* Support in building a robust platform and framework to be utilized at the highest level of Business Banking


* Ensure the platform supports strategic initiatives and aligns with organizational goals


* Collaborate with cross-functional teams to ensure seamless integration and implementation


* Develop strategies for optimizing lending processes and practices


* Implement tools and methodologies to enhance lending efficiency and effectiveness


* Identify and define governance structures and risk appetite for lending activities


* Ensure compliance with regulatory requirements and internal policies


* Implement standards and practices that enhance clarity and accountability and promote consistency and transparency across the department

Required qualifications, capabilities, and skills


* 5+ years of experience in finance, data & analytics, strategy, or program management


* Bachelor's Degree in business administration, management, or a related field


* Experience in governance, risk management and compliance within the financial services industry


* Excellent organizational and communication skills


* Ability to work collaboratively with cross-functional teams


* Detail-oriented with a focus on accuracy and compliance


* Proficient in Microsoft Office Suite

Preferred qualifications, capabilities, and skills


* Experience in Business Banking or retail lending


* Familiarity with competitive analysis and market insights


* Proficiency in data analysis tools and software


* Strong problem-solving skills and strategic thinking


* Ability to adapt to a fast-paced and dynamic environment

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products.

Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do.

We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.

Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitab...