Senior Underwriter (Remote - Nationwide) - Remote - Nationwide

Vituity Recruitment Services
Remote, Nationwide - Seeking a Senior Underwriter

This is an exciting opportunity for a strategic thinker and compliance champion to shape the future of Medical Professional Liability (MPL) underwriting at a company committed to innovation and excellence in healthcare risk.

We are seeking a seasoned Senior Underwriter with deep expertise in MPL, particularly in Patient Compensation Fund (PCF) states and other nuanced regulatory environments, to play a key role in ensuring underwriting decisions are aligned with state-specific compliance requirements.

This role will focus on complex and emerging risk scenarios, with a strategic emphasis on establishing and maintaining best practices for compliance.

We need a forward-thinking professional who combines strong analytical skills, underwriting judgment, and regulatory insight to support the profitable growth of our client, a dynamic organization with a fluid environment.

The Opportunity

Underwriting & Risk Assessment


* Analyze, evaluate, and underwrite new and renewal MPL risks for client.


* Assess complex opportunities and apply sound underwriting judgment in line with company guidelines.

Compliance Leadership


* Serve as a subject matter expert on state-specific MPL regulations, including PCF programs (e.g., Indiana, Louisiana, Pennsylvania, Wisconsin).


* Establish and document underwriting best practices to ensure compliance with PCF and other jurisdictional requirements.


* Monitor regulatory changes and develop responsive strategies and workflows.

Strategic Process Development


* Develop and implement underwriting protocols and checklists tailored to unique insurance scenarios and high-risk states.


* Collaborate with Legal, Claims, and Actuarial teams to address emerging issues.

Internal Training & Guidance


* Mentor underwriting specialists and provide technical guidance on underwriting complex risks.


* Deliver training sessions on compliance, documentation, and unique underwriting nuances.

Operational Excellence


* Maintain complete and accurate underwriting files with thorough documentation of underwriting rationale and regulatory considerations.


* Support internal audits and participate in corrective action plans related to compliance findings.

Required Experience and Competencies


* Bachelor's degree; advanced degree or professional designation (e.g., RPLU, CPCU) preferred.


* 5+ years of experience in Medical Professional Liability underwriting or compliance.


* Deep understanding of PCF programs and regulatory frameworks in states such as Indiana, Kansas, Louisiana, New Mexico, Pennsylvania, and Wisconsin.


* Strong knowledge of healthcare industry risk exposures, policy forms, and rating methodologies.


* Proficiency in underwriting systems and tools; experience with policy administration platforms is a plus.


* Exceptional analytical, organizational, and communication skills.
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