Risk Management- Auto Risk Collections (Digital) - Vice President

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President within the Auto Risk Management organization, you will be entrusted with the responsibility of overseeing the Collections Risk Strategy function.

Your role will involve leading a team of strategic analysts to devise, implement, and monitor comprehensive collections credit risk management strategies for our auto loan and lease portfolio, with a particular emphasis on digital collections activities.

Your background in credit risk management will be crucial as you collaborate closely with stakeholders such as the Operations, Modelling, and Finance teams, articulating risk perspectives, influencing decisions, and addressing business challenges.

You will engage with stakeholders across the bank, utilizing data and insights to evaluate the adequacy of collections strategies, identify opportunities for further optimization, and develop innovative products and services to enhance performance.

Your role will also require you to provide strategic guidance, effectively manage demand requests from senior leaders and the business, and excel in creative thinking, problem-solving, communication, project and relationship management.

A detail-oriented and self-motivated approach is essential for success in this role.

Job responsibilities


* Lead a team that is responsible for the development and ownership of the end to end lifecycle of collections Digital risk strategies as well as oversight of operations practices to ensure adherence to risk requirements for both auto loans & leases.


* Provide and direct complex analysis on credit risk and collections strategy effectiveness in order to identify emerging risks, assess effectiveness of existing strategies, ensure adherence to regulatory guidance and establish a culture of intentional testing in strategic change recommendations and establish risk threshold that help business stay within risk appetite limits


* Monitor industry and economic trends on automotive industry as well as changes in consumer behavior to understand impacts on collateral values and consumer willingness to repay debt


* Monitor operations & credit risk strategy performance, establish program performance guardrails and evaluate effectiveness by identifying issues, opportunities and recommend credit & collections actions


* Challenge partners across supporting businesses to ensure alignment with risk requirements and other Credit Risk limits and metrics


* Maintaining relationship & dialogue wit...