Commercial Lending - VP Commercial Lending - Remote

Under the Chief Credit Officer, the VP Commercial Lending is responsible for overseeing, planning, directing and executing all aspects of the Commercial Lending.

This includes the origination, underwriting, processing, funding and servicing of Small Business loans.

This position is a key leadership role responsible for the success of the Commercial Lending Strategy for the Credit Union and ensures an effective structure for centralized credit review and credit approval within the Credit Union is maintained.

This role is responsible for driving growth and profitability of all Commercial Lending and Small Business programs and product lines through commercial/business relationships, loan volume, business deposit accounts, operational efficiencies and new market opportunities (e.g., loan participations and exploration of lending programs to support distressed and underserved communities).

This position is responsible for managing adherence to established policies, guidelines, procedures and goals for the Commercial Lending Department.

Reviews and monitors underwriting loan policy results to ensure that overall underwriting standards are being maintained; ensures all loan underwriting decisions are properly documented for compliance reviews; ensures all underwriting processes and procedures are being applied consistently; and continuously monitors the impact of underwriting standards on approvals vs.

loan denials.

At the same time, this individual will ensure that members receive an exceptional loan servicing experience that is timely and in collaboration with the commercial sales teams within the Credit Union.

In addition, this position prepares and manages the department operational budget, develops, 
proposes, gains acceptance for, and implements strategic plans designed to meet the Credit Union’s short and long-term Business & Commercial lending objectives.

Responsible for executing risk management activities of the Commercial Lending team, to include all required regulatory board reporting.

Assumes a proactive role in the development and implementation of products, services, pricing and procedures to promote and achieve Credit Union goals and objectives.

Lastly, this position is responsible for hiring and training staff for the department as well as ensuring that all training documentation is updated (compliance, legal etc.).

Leads with an expectation of teamwork & collaboration with internal business partners across the organization.

Responsibilities:


* Responsible for the creation, refinement and execution of the Commercial Lending Strategy to meet overall business objectives including business line profitability.


* Ensures department tactics are aligned and support overall strategy of business unit


* Responsible for the Commercial Lending department operations (i.e., originating, underwriting, processing, funding, and servicing), sales and production of Commercial lending goals as well as all financial goals for the depa...