Specialist Credit Analyst l - Portfolio Management

Come Join our dynamic team as a Credit Analyst l, where your expertise in verifying and executing critical loan documents will be instrumental in driving the success of our loan modifications.

As a Credit Analyst l within Business Banking Portfolio Management Center, you will perform necessary credit analysis, due diligence, loan underwriting, and review of documents for loan modifications.

You will review and prepare written analysis, spreadsheets, reports, summaries, opinions and prepare of loan memorandum for presentation to managers.

You will review simple deals as well as very complex deals and manage all aspects of the modification deals.

Job responsibilities


* Organize and underwrite commercial Small Business Administration (SBA) and conventional business lines of credit and term loans


* Review and analyze underperforming or troubled debt restructures transferred from the Manage Access Officer


* Measure Obligor and Business Grades as well as other collateral ratings to properly access the loan risk


* Obtain loan request information from M ange Access officer to analyze credit information, financial statements, and other related information pertaining to the restructure


* Research background documentation and review personal and business financial statements and tax returns


* Analyze financial information and prepares preliminary analysis for the lender


* Review loan file to ensure the completeness of the file, and that all collateral has been secured properly


* Review and prepare written analysis, spreadsheets, reports, summaries, and opinions


* Assist officers with calls on terms and past due accounts as assigned by senior management within the bank's loan portfolio


* Adhere to process, documentation, analyzing, and booking of each account assigned


* Maintain close relationship with Document Preparation, booking departments to ensure accuracy in closing documents and bookings

Required qualifications, capabilities and skills


* 1+years of Credit Analysis experience


* Ability to analyze loans to make good sound business decisions


* Ability to work under stringent deadlines stressing urgency to achieve monthly goals


* Demonstrates multi-tasking and organizational skills and ability to handle confidential material


* Strong written and verbal communication skills


* Proficient use of Microsoft Excel, Word, Outlook and Power Point


* High School Diploma or GED

Preferred qualifications, capabilities, and skills


* 1+ years of Underwriting and loan modification


* Business or Commercial loan work experience


* Bachelor's degree and/or completion of a major corporate bank credit training program


* Proficient knowledge of Bank systems: Vendor Loan System, Apstar, Customer Assist, Link, Loan Track, and I-Vault

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financia...