Treasury Management Risk Analyst

Job Summary

The Treasury Management Risk Analyst will be responsible for supporting the bank’s Treasury Management Risk Program through risk analysis, quality control, data sourcing, management reporting, and performance management functions.

The position will assist Treasury Management Risk Manager in maintaining risk levels within the Bank’s risk tolerance and in accordance with regulatory expectations and industry best practices.

The position will also assist with other department operational risk functions, as assigned. 

Key Responsibilities / Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


* Perform due diligence, risk assessment, underwriting, analysis, and approval processes for bank Treasury Management Customer portfolio.


* Establish and monitor treasury risk limits, including temporary limit increase processes, limit adjustments, periodic risk reviews, and service closures.


* Facilitate identification and escalation of significant risk issues or findings to Treasury Management Risk Manager.


* Perform research and root cause analysis on identified risk events to eliminate or decrease event recurrence and facilitate process improvements.


* Maintain and improve reporting, metrics, and/or key risk indicators.


* Prepare risk assessments, reporting, and documentation for Treasury Management Risk Manager.


* Execute quality control functions designed to detect and report any post-onboarding documentation or system setup exceptions.


* Support program compliance by educating bank partners and enforcing applicable legal and regulatory requirements, guidance, and bank policies and procedures.


* Participate in key projects and collaborate with cross functional teams.


* Maintain familiarity with emerging Treasury Management products and services, as well as industry best practices for related risk management techniques and tools.


* Maintain confidentiality and security of sensitive information.


* Adhere to all corporate policies and procedures, Federal and State regulations, and laws.


* Complete all mandatory annual compliance training.

Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.


* Perform other duties and special projects as assigned. 

Job Requirements

Education:


* Bachelor’s degree preferred, but an appropriate combination of education and experience will be considered.

Required:


* 3+ years of experience in a financial analytical role with transferrable skills and proficiencies.


* Experience operating under, interpreting, and applying risk ma...