Risk Management - Balance Transfer and Marketing Risk Eligibility - Vice President

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in Balance Transfer and Marketing Eligibility team, you will be responsible for the development and maintenance of credit card strategies for existing accounts.

You will have direct ownership and accountability for a defined group of portfolio risk strategies with a focus on managing credit losses and profitability.

This role will focus on portfolio strategies such as balance transfer and Portfolio Offer Engine strategies and will seek to optimize segmentation, targeting, performance, and decision profitability.

Job Responsibilities


* Have direct ownership and accountability of initiatives for balance transfer and portfolio offer engine strategies.

This includes oversight of eligibility rules, strategy segmentations, and financial assessment.

Candidate will work together with multiple business partners to implement changes to the strategy, and communicate performance and future expectations to multiple levels


* Develop and apply mathematical or statistical theory using analytic tools (SAS, SQL etc.) to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best in class risk strategy.

Candidate must have excellent SAS/SQL skills


* Recognize opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution quality


* Design, implement, track, and report on new strategies in a Test vs.

Control environment.

Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisions


* Effectively develop and communicate creative solutions to business unit management


* Work with execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk


* Help spearhead best in class documentation and audit controls surrounding portfolio lending strategies


* Develop and maintain comprehensive controls to ensure processes are executing as designed and perform root cause analysis on trends against these strategies and processes.

Where issues arise, must be able to recommend and implement appropriate resolutions


* Act as a leader and mentor to junior analysts to understand data and find innovative solutions to complex business problems

Required qualifications, capabilities, and skills


* 6+ years of risk management or financial services experience
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