Mortgage Ln Prof-Commission

Why work for First Federal Bank? 

Our company culture is driven by our desire to serve our members and communities, something we have done for over 100 years.

Along with doing meaningful work, enjoy perks and benefits that come along with being part of Idaho’s only mutual bank – no stockholders or majority owners, just our account members!

Eligible First Federal Bank employees receive paid vacation, sick leave, and holidays; health insurance, dental insurance, and vision insurance; 401(K) retirement; educational assistance; life insurance; and long-term disability insurance.

Employees also receive paid community service hours and can participate in our Pay-It-Forward program to give back to the communities we serve.

In addition, the First Federal Foundation has provided over $1.4 million to local non-profits since 2003.

For a meaningful job and to be part of a community-focused team, as well as much more, apply today at www.bankfirstfed.com/careers. 

Essential Duties and Responsibilities


* Responsible for producing consistent mortgage and consumer loan production within the scope of the Bank’s Loan Policy and Procedures.


* Provides quality customer service to develop new business and maintain existing relationships.


* Contributes to profit and growth by achieving goals for expense control, profitable product sales and cross-selling bank products and services to maximize relationships; both consumer and business/commercial.


* Develops referral relationships with builders, real estate brokers, sales agents, and others as appropriate to generate mortgage loan business sufficient to meet the branch’s assigned goals.


* Establishes and helps to attain internal performance objectives for branch lending volume, loan portfolios and the quality of lending audit reports.


* Take applications, analyze information of the customer, recommend appropriate financial products while educating and communicating with customers throughout the process.


* Recommends loans and products as appropriate.

Presentation to loan committee may be required for approval.


* Exercises independent judgment and discretion in working with customers regarding loan products.


* Outlines loan terms and conditions and keeps the customer informed.


* Work with all bank products and refer customers to the retail loan officers, commercial loan officers or deposit staff as deemed appropriate.


* Reviews loan requests based on the banks policies and procedures.


* Orders credit reports, reference checks (when applicable) and validate borrower’s credit, income, assets and any customer information as required on loan requests.


* Directs central appraisal ordering department to order appraisals.


* Assists in preparation of loan package, in accordance with the bank’s standards.


* Stay abreast of new legislation and regulations that affect the banks mortgage lending policies.


* Makes suggestions to manage...