Risk Management - Middle Market Banking & Specialized Industries Underwriter, Senior Associate

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Senior Associate in Middle Market Banking Group, you will support Middle Market Banking Specialized Industries general C&I industry clients with revenues generally between $20 million and $500 million.

Clients in each of these sectors are active users of traditional commercial banking services and investment banking products and covered by dedicated bankers dispersed throughout the US.

These innovation economy industry verticals are high profile expansion markets that offer underwriters an opportunity to work on a high volume of transactions, in a fast paced and rapidly growing segment of the Commercial Bank.

Job Responsibilities:


* Utilize excellent credit analysis skills to underwrite and structure new transactions and work independently on the assigned credit portfolio.

Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.


* Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.


* Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving, always acting with a sense of urgency to meet both internal and client deadlines.


* Partner effectively to develop fulsome client relationships


* Provide leadership in the market by being a positive contributor to the team, including embracing change and participating in various projects or improvement exercises for the benefit of the organization.


* Demonstrate strong communication skills both internally and externally and use those communication skills to effectively solve problems.

Required Qualifications, Skills and Capabilities


* BA/BS/BBA degree is required with some accounting and finance


* Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures


* At least 3 years' experience in commercial banking/lending including extensive credit analysis


* Working knowledge of accounting and finance


* Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills


* Excellent organizational and project management skills; able to manage competing priorities under tight deadlines


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